Big Payments From a Loan or Savings
Paid for a lot, a car, or a renovation with a loan or money you saved for years? That's not this month's spending, and Budgett can keep it from wrecking your monthly budget.
The Big Payment Box
- When you log an expense of ₱15,000 or more (not Grocery), a box appears: Big payment from a loan or savings (not this month's spending).
- Tick it, then pick where the money came from: Loan money or Savings I set aside.
- Saving from a Savings Goal? Pick which goal paid for it, and the goal goes down too.
What Changes
- The money still leaves the account you picked.
- It's not counted in Total Spent, Projected Spending, Budget Variance, or your reports.
- Its tag in Transactions says PAID WITH LOAN or PAID FROM SAVINGS · NOT SPENDING.
- You can still edit it later and untick the box.
Did You Buy Something You Own?
After saving, Budgett asks: "Was this for something you own?" Add it to Net Worth as an asset, like a lot or a car, so your net worth shows what you really have.
Everyday spending, even if it's big this month, should stay unticked. The box is for one-time purchases paid from money set aside for them.
Made a big purchase with a loan this year? Find it in Transactions, edit it, and tick the box, so your monthly numbers tell the truth.
More guides
How to Manage Your Bills
How bills, reminders, and payments work, so you stay ahead of every due date.
Reminders, Auto Pay and Bill Date Automation
Reminders, Auto Pay, and Bill Date Automation: the three helpers that run your bills for you.
Your Bills Tab, Explained
A picture tour of the Bills tab: the checklist, Relist, BDA, Auto-Pay, and more.