Credit Cards in Budgett

💳Paying With a Card

• When you log an expense, pick your card under Account (or Paying Account). It counts as spending today, in the right category.
• A box shows: Add to my [card] bill next month. It starts ticked, so next month's card bill grows by itself.
• Card has no due date yet? Budgett makes its bill for you, due on the 1st of next month with a reminder, and shows you where to change the date.
• Bills you pay with a card, like a streaming service, are added to the card's bill too.

✅Paying the Card Bill

• When you pay the card bill, tick Don't count as spending. Your purchases were already counted when you swiped, so they won't count twice.
• Budgett remembers your choice for that card next month.
• Paid the card right away with cash you set aside? Leave it unticked. It's a normal expense.
• Interest and fees are new spending. Change the bill's amount to include them.

🔍Credit Card Filters

• Inside the Credit Cards category, Credit Card Filters show every purchase made with one card, from any category, plus that card's payments.
• Plus: your first 2 cards, this month and the last 2. Pro: every card, the last 12 months.

📉Installments and Debt

Paying an appliance or gadget on installment? Add it to the card's Debt Payment Tracker and watch it shrink month by month. Basic tracks 1 card, Plus 3, and Pro has no limit.